• Your name (including any previously known names), address, date of birth, employment. It also has a list of recent and past providers you have applied for finance with. Some of these can include: banks, phone companies, gas and electricity providers and more. Every time you apply for finance, the provider can view your history. Please note, anytime that you enquiry about a loan or credit card and decide not to take the finance, such as shopping around for the best interest rates offered to you, this will appear on your file as credit enquires and has a negative impact.  Avoid doing this as credit enquires can not be removed.