No. Companies will state that they will “update” your credit file when you pay the account but this is only updating the status to “PAID” not removing the default. Once a listing is made it will be recorded on your file for years. Even if you pay the debt, the listing will remain for the world to see. It is still important to pay outstanding amounts and skipping making further payments can make matters worse. The default will only be updated to a Paid status but will still remain for 5 years from the date it was listed. To remove the default earlier, you must challenge the default.
Call us for a FREE credit consultation (702) 744-1381
Our clients can reach us any time of the day via our customer care support services and not just by email alone. We will interact with you to design the right program that will fit your needs and goals.
At Credit Monsters, we offer an exceptional and reliable level of service. One of the most comforting feelings you have is when the chains that bind you are loosened - if not completely removed! You will feel an increased sense of well-being and security as you watch your credit score improve. Over 20 Year Law Firm to support you.
We assist and in the document processing. Our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.